FAQ

What is an Installment loan?

Installment loans are unsecured short-term loans that allow people to cover emergency expenses in between paydays.

What can an installment loan be used for?

You can use your installment loan for any urgent needs - our lenders will not check to see what you spent it on.

How long does the application process take?

It will take you only 3-4 minutes to fill out our simple one-step application form.

What are the requirements to qualify for an installment loan?

You need to meet the following minimal requirements to qualify for an installment loan:

• You must be a U.S. citizen of at least 18 years of age
• You must be currently employed or receive stable monthly income
• Your monthly direct deposit income must be at least $1,500.00
• You must have an active bank account

How do I get my installment loan?

The installment loan amount will be directly deposited into your bank account.

How much can I borrow?

You can borrow from $100 up to $1500.

How long is a typical installment loan period?

Installment loan due dates typically fall in between 5 - 30 days away. Most installment loan lenders require borrowers to pay the loan back on their next payday.

Do I need collateral to get an installment loan?

No. Your employment is your collateral.

Can I qualify for an installment loan if I have bad credit?

Yes. Typically, installment loan lenders don’t perform credit checks as your job is your collateral.

How much does an installment loan cost?

We provide our customers with the lowest interest rates available. Typically, our finance charge ranges from $15 to $30 for every $100 borrowed.

Is my personal information private?

Your personal information is used only by us and your installment loan lender.

Do I need to fax any documents?

No, we offer installments with no faxing, so you can save your time and money.

How do I pay back my installment loan?

Your contract agreement with your lender for the installment loan authorizes them to automatically withdraw the amount due from your bank account on your next payday. It’s that simple and secure.

Can I pay my installment loan back early?

If you are able to pay off the loan sooner than agreed to, you won't have any problems with that.

What if I can’t pay back my installment loan on due date?

In this case, please contact your lender as soon as possible so that they could arrange loan extension to have your payment extended to the next pay period.